Wectory

Rent advance infrastructure for letting agents

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© Wectory

Registered in England and Wales (No. 12790239) · 86-90 Paul Street, London, EC2A 4NE, United Kingdom
built by Lumman
rent advances for letting agents

Advance rent to your landlords Keep the margin

Your landlords get cash upfront. You set the fee, you keep the margin - on top of your standard letting fees.

See your numbers

Additional annual profit

£012345678901234567890123456789,012345678901234567890123456789

10
8.5%

Integrating with

How the money works

Your capital. Your landlord. Your margin.

Three ways to grow

Give landlords a reason to choose you

In a market where every agency offers the same service, rent advances become your differentiator. A reason to switch - and a reason to stay.

Turn quiet contacts into revenue

Landlords you haven't spoken to in months. One call with a real offer turns a dormant name into a managed relationship.

Margin that keeps flowing

Rent advances give you a steady income layer on top of everything you already earn.

From people who know lettings

“In my career, I have worked with a large number of property technology companies. I chose to work with Wectory simply because they're solving a real problem - landlords want faster access to their rental income, and agents and property managers want a new way to add value and earn from that relationship. The Wectory team understands what it takes to bring this into the lettings market.”
Mark Witherspoon
Mark WitherspoonTwentyCi, formerly Zoopla, HomeLet & Hometrack

The economics are simple

Adjust the sliders. See your margin.

Pricing

Everything you need to offer rent advances

What you get

Partner dashboard

Manage deals, track repayments, and see your earnings. One place for everything.

Branded marketing templates

Email templates, pitch decks, and landlord communications with your logo and agency name. Ready to send.

Automated collection

Direct Debit collection on autopilot. Landlords get payment reminders. Failed payments retry on schedule.

Real-time notifications

Know when payments land, when a Direct Debit fails, and when action is needed. No manual tracking.

What runs behind the scenes

Risk scoring on every advance

White-label agreements and documents

Compliance and audit trail

Property management system integrations

Your edge. Protected.

Three things you should know before your first advance

Every advance is insured

You know your landlords and their tenants better than any bank or credit bureau. That is your edge. But even when things go wrong, every advance includes rent guarantee insurance with you as the policyholder. Your margin is protected.

Your money never touches our accounts

Wectory does not hold, route, or handle partner funds. All rent collection flows directly to your bank account via Direct Debit. We operate the infrastructure. The cash lands with you.

Not subject to VAT

Rent factoring is classified as a financial service under UK tax law. VAT-exempt. No additional registration, no reclaim complexity, no impact on your existing VAT position.

Built for regulated environments

No FCA licence required
GDPR Compliant
UK-Based Infrastructure

Rent factoring is a financial service, not lending. No FCA licence or consumer credit licence required.

Frequently asked questions

Be first to offer rent advances to your landlords

Join our launch partner programme - limited spots in 2026.

Apply for launch programme

Preferred pricing, direct input on features, dedicated onboarding. Only a handful of spots available.

© 2026 Wectory

  • Alto
  • Reapit
  • Street.co.uk
  • Dezrez
  • AgentOS
  • Arthur
  • Alto
  • Reapit
  • Street.co.uk
  • Dezrez
  • AgentOS
  • Arthur
You advanceYour landlord needs capital - renovations, EPC upgrades, portfolio expansion. You fund the advance directly. One fee covers everything. You set the rate.
We collectWectory collects monthly via Direct Debit from the landlord - straight into your account. We never hold your funds. Your standard letting fee stays untouched.
You earnYou keep the margin between what you advanced and what you collect back. Wectory takes a flat fee on collected rent.

Your numbers

10
£1,500
10 months
8.5%

Deals per year

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Annual advances

£0123456789,012345678901234567890123456789,012345678901234567890123456789

Capital needed

£012345678901234567890123456789,012345678901234567890123456789

Annual yield

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Your annual profit

£012345678901234567890123456789,012345678901234567890123456789On top of your standard letting fees

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