diff --git a/src/idp/credentials.js b/src/idp/credentials.js
index d09caa0c..b74b39a6 100644
--- a/src/idp/credentials.js
+++ b/src/idp/credentials.js
@@ -7,9 +7,10 @@ import * as jose from 'jose';
 import crypto from 'crypto';
 import fs from 'fs-extra';
 import path from 'path';
-import { authenticate, findByWebId, updatePassword, verifyPassword, deleteAccount } from './accounts.js';
+import { authenticate, findByUsername, findByWebId, updatePassword, verifyPassword, deleteAccount } from './accounts.js';
 import { getJwks } from './keys.js';
 import { getWebIdFromRequestAsync } from '../auth/token.js';
+import { accountDeletePage } from './views.js';
 
 /**
  * Handle POST /idp/credentials
@@ -358,39 +359,65 @@ export async function handleDeleteAccount(request, reply, options = {}) {
     });
   }
 
-  // 5. Delete the account record + indexes
+  // 5. Delete via the shared helper (also handles optional pod-data purge).
+  // See deleteAccountAndOptionallyPurge below for the purge semantics
+  // and rationale (#391 pass 2 / pass 3).
+  const { purged } = await deleteAccountAndOptionallyPurge(request, account, purgeData);
+
+  reply.header('Cache-Control', 'no-store');
+  reply.header('Pragma', 'no-cache');
+  return {
+    ok: true,
+    webid: account.webId,
+    purged,
+  };
+}
+
+/**
+ * Apply anti-clickjacking + no-store cache headers to a response.
+ * Used on every account-deletion HTML response (form, success, error
+ * re-render, disabled-message page) and on the corresponding routes.
+ *
+ *  - Cache-Control: no-store  — destructive form/success page should
+ *    never sit in a shared cache; if a token gets shared via the URL
+ *    the browser shouldn't replay the action from cache either.
+ *  - X-Frame-Options + frame-ancestors — block clickjacking.
+ *    Embedding this form in a hostile iframe and tricking a user into
+ *    submitting a captured action is exactly the threat shape these
+ *    headers exist to mitigate.
+ */
+export function setNoCacheClickjackHeaders(reply) {
+  reply.header('Cache-Control', 'no-store');
+  reply.header('Pragma', 'no-cache');
+  reply.header('X-Frame-Options', 'DENY');
+  reply.header('Content-Security-Policy', "frame-ancestors 'none'");
+}
+
+/**
+ * Internal: delete an account record + optional pod-data purge.
+ * Shared between the JSON endpoint (handleDeleteAccount) and the
+ * form-driven endpoint (handleAccountDeleteForm in #392).
+ *
+ * Best-effort purge — fs.remove can throw, but the account is already
+ * gone and we want a clean signal rather than a 500. Path is derived
+ * from account.podName (NOT username, which createAccount lowercases —
+ * pod dir on disk is original case, see #391 pass 2). Belt-and-
+ * suspenders path-relative check rejects ../traversal and works at FS
+ * roots (see #391 pass 3).
+ *
+ * @param {object} request - Fastify request, used only for log access
+ * @param {object} account - Account record (with username, podName, webId)
+ * @param {boolean} purgeData - If true, also remove the pod's filesystem tree
+ * @returns {Promise<{purged: boolean}>}
+ */
+async function deleteAccountAndOptionallyPurge(request, account, purgeData) {
   await deleteAccount(account.id);
 
-  // 6. Optionally purge the pod's filesystem data. Mirrors the CLI
-  // `--purge` semantics. The path is `<dataRoot>/<podName>/`.
-  //
-  // Use account.podName, NOT account.username: createAccount normalizes
-  // username to lowercase (`username.toLowerCase().trim()`) but the pod
-  // directory on disk is created with the original case (per the input
-  // to handleCreatePod). On case-sensitive filesystems, deriving the
-  // purge path from username would either no-op (path doesn't exist)
-  // or hit a different directory if one exists at the lowercased name.
-  // Pod-name validation regex is /^[a-zA-Z0-9_-]+$/ (alphanum + dash +
-  // underscore; no dots, no traversal sequences) so podName is safe to
-  // join — defensive normalize stays as belt-and-suspenders.
-  //
-  // Best-effort: if fs.remove throws (permissions, transient FS error,
-  // race with another consumer), the account is already deleted and we
-  // shouldn't 500 over the leftover files. Log server-side and return
-  // purged: false so the caller knows pod data may still exist; an
-  // operator can finish the cleanup with a follow-up `rm -rf` or
-  // CLI `--purge` against the now-orphaned directory.
   let purged = false;
   if (purgeData) {
     const dataRoot = process.env.DATA_ROOT || './data';
     const candidate = path.resolve(dataRoot, account.podName || account.username);
     const root = path.resolve(dataRoot);
-    // Belt-and-suspenders: refuse to remove anything that isn't a
-    // proper child of the data root. Won't trigger on registered pod
-    // names; protects against config drift / future bugs. Use
-    // path.relative so the check works when dataRoot is a filesystem
-    // root like `/` (where startsWith(root + path.sep) would compare
-    // against `//`, false-negative all valid children).
     const rel = path.relative(root, candidate);
     const isProperChild = rel && rel !== '' && !rel.startsWith('..') && !path.isAbsolute(rel);
     if (isProperChild) {
@@ -400,20 +427,132 @@ export async function handleDeleteAccount(request, reply, options = {}) {
       } catch (err) {
         request.log.error({ err, path: candidate, username: account.username },
           'Pod data purge failed after account deletion');
-        // Don't surface the raw error to the user (file paths,
-        // permission detail leak); response.purged signals the
-        // outcome.
       }
+    } else {
+      // Belt-and-suspenders rejection — shouldn't trigger on registered
+      // pod names but logging it surfaces config drift (e.g. someone
+      // changed dataRoot, podName field is malformed, etc.) and makes
+      // the "purge did not complete" UX message diagnosable from the
+      // operator's logs without leaking the path to the client.
+      request.log.warn({ path: candidate, dataRoot: root, podName: account.podName, username: account.username },
+        'Pod data purge skipped: candidate path is not a proper child of dataRoot');
     }
   }
+  return { purged };
+}
 
-  reply.header('Cache-Control', 'no-store');
-  reply.header('Pragma', 'no-cache');
-  return {
-    ok: true,
-    webid: account.webId,
-    purged,
-  };
+/**
+ * Handle POST /idp/account/delete (#392) — form-driven account deletion.
+ *
+ * Public unauthenticated endpoint that takes a form-encoded body with
+ * username + currentPassword + confirmUsername (+ optional keepData
+ * opt-out checkbox; default behavior is purge-on for the leaving-user
+ * UX, opposite the JSON endpoint's purge-off default). Authenticates
+ * the user via password directly (no Bearer token round-trip), validates
+ * the destructive-action UX guard, then calls into the same delete
+ * logic as the JSON endpoint via deleteAccountAndOptionallyPurge.
+ * Returns HTML directly:
+ *   - success → success page
+ *   - any failure → the form re-rendered with an error message and the
+ *     username field pre-filled (no redirect — single response, status
+ *     200 with the rendered form)
+ *
+ * GET /idp/account/delete is a separate route that just renders the
+ * form via accountDeletePage(); see src/idp/index.js. This handler is
+ * POST-only.
+ *
+ * Single-user mode: this handler short-circuits to the disabled-message
+ * page (matches the GET route's behavior). Same policy as the JSON
+ * endpoint, which 403s with the equivalent message.
+ *
+ * @param {object} request - Fastify request
+ * @param {object} reply - Fastify reply
+ * @param {object} options
+ * @param {boolean} [options.singleUser] - Single-user mode flag
+ */
+export async function handleAccountDeleteForm(request, reply, options = {}) {
+  // Every response from this handler is a destructive-action surface
+  // that re-takes the user's password — never cache, never embed.
+  setNoCacheClickjackHeaders(reply);
+
+  if (options.singleUser) {
+    // 403 matches the GET route, /idp/register's disabled-route policy,
+    // and the JSON DELETE endpoint's 403 — consistent status across
+    // every disabled-in-single-user surface.
+    return reply.code(403).type('text/html').send(accountDeletePage({ singleUser: true }));
+  }
+
+  // Parse form-encoded body. JSS registers a wildcard parseAs:'buffer'
+  // content parser (server.js:190), so request.body arrives here as a
+  // Buffer. We coerce to a string and parse the application/x-www-form-
+  // urlencoded shape via URLSearchParams. (No @fastify/formbody is
+  // installed; doing it inline keeps this self-contained and matches
+  // what handleChangePassword does for JSON.)
+  let body = request.body;
+  if (Buffer.isBuffer(body)) body = body.toString('utf-8');
+  if (typeof body === 'string') {
+    try {
+      const params = new URLSearchParams(body);
+      body = Object.fromEntries(params);
+    } catch { body = {}; }
+  }
+
+  const username = (body?.username || '').trim();
+  const currentPassword = body?.currentPassword || '';
+  const confirmUsername = (body?.confirmUsername || '').trim();
+  // Form field is `keepData` (inverse of the JSON endpoint's `purgeData`)
+  // so the form's default is purge-on: a user who is leaving the server
+  // probably wants their files gone too. Checking "Keep my pod data" is
+  // the opt-out. JSON endpoint (DELETE /idp/account) keeps the
+  // explicit `purgeData` shape that matches the CLI's default-off
+  // semantics for operator scripts; the form intentionally diverges.
+  const keepData = body?.keepData === 'on' || body?.keepData === true;
+  const purgeData = !keepData;
+
+  if (!username || !currentPassword || !confirmUsername) {
+    return reply.type('text/html').send(accountDeletePage({
+      error: 'All fields are required.',
+      username,
+    }));
+  }
+
+  // Destructive-action UX guard: the user must type the same string
+  // twice. The string-equality check is case-sensitive on the typed
+  // form values; that's purely the typing-it-again confirmation
+  // pattern (catch typos / accidental submits). Note: findByUsername()
+  // lowercases internally, so "Alice" + "Alice" both resolve to the
+  // same account record as "alice" — the case-sensitive comparison
+  // here doesn't gate which record gets deleted, only whether the
+  // user typed the same thing twice.
+  if (username !== confirmUsername) {
+    return reply.type('text/html').send(accountDeletePage({
+      error: 'Confirmation does not match the username you entered.',
+      username,
+    }));
+  }
+
+  // Look up + verify password without side effects. authenticate() is
+  // tempting (looks up + verifies in one call) but writes lastLogin on
+  // success — wrong shape for a destructive proof-of-possession check
+  // (and would fail the deletion if the account file weren't writable).
+  // Mirrors handleChangePassword / handleDeleteAccount which both use
+  // verifyPassword for the same reason.
+  const account = await findByUsername(username);
+  if (!account || !(await verifyPassword(account, currentPassword))) {
+    return reply.type('text/html').send(accountDeletePage({
+      error: 'Username or password is incorrect.',
+      username,
+    }));
+  }
+
+  const { purged } = await deleteAccountAndOptionallyPurge(request, account, purgeData);
+
+  // If the user asked for a purge but it didn't run (fs.remove threw,
+  // path-relative check rejected, etc.), surface that on the success
+  // page. Account deletion succeeded — don't roll that back — but the
+  // operator may need to finish cleanup. Don't leak server paths.
+  const purgeFailed = purgeData && !purged;
+  return reply.type('text/html').send(accountDeletePage({ success: true, purgeFailed }));
 }
 
 /**
diff --git a/src/idp/index.js b/src/idp/index.js
index 740e864f..0efe72c9 100644
--- a/src/idp/index.js
+++ b/src/idp/index.js
@@ -24,10 +24,12 @@ import {
   handleCredentialsInfo,
   handleChangePassword,
   handleDeleteAccount,
+  handleAccountDeleteForm,
+  setNoCacheClickjackHeaders,
 } from './credentials.js';
 import * as passkey from './passkey.js';
 import { addTrustedIssuer } from '../auth/solid-oidc.js';
-import { landingPage } from './views.js';
+import { landingPage, accountDeletePage } from './views.js';
 
 /**
  * IdP Fastify Plugin
@@ -295,6 +297,36 @@ export async function idpPlugin(fastify, options) {
     return handleDeleteAccount(request, reply, { singleUser });
   });
 
+  // GET account-delete form (#392) - human-friendly UI for #352. Public
+  // unauthenticated page; auth happens at form submission via password.
+  // Single-user mode returns 403 to stay consistent with /idp/register's
+  // disabled-route policy and the JSON DELETE /idp/account endpoint
+  // (which also 403s in single-user mode). Body is still HTML so a
+  // browser visitor sees the explanation. Every response sets
+  // anti-clickjacking + no-store headers — destructive-action page.
+  fastify.get('/idp/account/delete', async (request, reply) => {
+    setNoCacheClickjackHeaders(reply);
+    if (singleUser) {
+      return reply.code(403).type('text/html').send(accountDeletePage({ singleUser: true }));
+    }
+    return reply.type('text/html').send(accountDeletePage({ singleUser: false }));
+  });
+
+  // POST account-delete form (#392) - processes the form submission.
+  // Same rate-limit as the JSON endpoint to keep the destructive-action
+  // surface consistent across both paths.
+  fastify.post('/idp/account/delete', {
+    config: {
+      rateLimit: {
+        max: 5,
+        timeWindow: '1 minute',
+        keyGenerator: (request) => request.ip
+      }
+    }
+  }, async (request, reply) => {
+    return handleAccountDeleteForm(request, reply, { singleUser });
+  });
+
   // Interaction routes (our custom login/consent UI)
   // These bypass oidc-provider and use our handlers
 
diff --git a/src/idp/views.js b/src/idp/views.js
index f5f554e9..4bc6d9a2 100644
--- a/src/idp/views.js
+++ b/src/idp/views.js
@@ -533,6 +533,194 @@ export function consentPage(uid, client, params, account) {
   `;
 }
 
+/**
+ * Account-deletion form HTML (#392).
+ *
+ * Public unauthenticated page (matches the existing /idp landing and
+ * /idp/register pattern). Auth happens at submission time: the user
+ * supplies username + password, which the server validates and uses as
+ * proof-of-possession for the delete. The "type your username again to
+ * confirm" field is the destructive-action UX guard.
+ *
+ * On any failure (wrong password, mismatched confirmation, etc.) the
+ * handler re-renders this same form in place at status 200 with an
+ * error message and the identifier field pre-filled — no redirect.
+ *
+ * @param {object} opts
+ * @param {string|null} opts.error - Error message (e.g. wrong password) to display
+ * @param {string} opts.username - Pre-fill the identifier field on re-render after error
+ * @param {boolean} opts.singleUser - When true, render a disabled message
+ *   instead of the form. Deletion via HTTP is blocked in single-user mode
+ *   (would brick the IdP until re-seed); operator path stays the CLI.
+ * @param {boolean} opts.success - When true, render the post-delete confirmation
+ * @param {boolean} opts.purgeFailed - When true (only on success), include a
+ *   notice that the user requested a pod-data purge but it didn't complete.
+ *   Account deletion still succeeded.
+ */
+export function accountDeletePage({ error = null, username = '', singleUser = false, success = false, purgeFailed = false } = {}) {
+  if (singleUser) {
+    return `
+<!DOCTYPE html>
+<html lang="en">
+<head>
+  <meta charset="UTF-8">
+  <meta name="viewport" content="width=device-width, initial-scale=1.0">
+  <title>Account deletion disabled - Solid IdP</title>
+  <style>${styles}</style>
+</head>
+<body>
+  <div class="container">
+    <div class="logo">${solidLogo}</div>
+    <h1>Account deletion disabled</h1>
+    <p>This server runs in <strong>single-user mode</strong>. Deleting the single account
+       via HTTP would leave the server with no IdP account until re-seed,
+       so this endpoint is disabled.</p>
+    <p>The operator can still delete the account at the shell with:</p>
+    <pre style="background: #f1f5f9; padding: 12px; border-radius: 6px; font-size: 13px;">jss account delete &lt;username&gt;</pre>
+    <a href="/idp" class="btn btn-secondary" style="text-decoration: none;">Back</a>
+  </div>
+</body>
+</html>
+    `;
+  }
+
+  if (success) {
+    return `
+<!DOCTYPE html>
+<html lang="en">
+<head>
+  <meta charset="UTF-8">
+  <meta name="viewport" content="width=device-width, initial-scale=1.0">
+  <title>Account deleted - Solid IdP</title>
+  <style>${styles}</style>
+</head>
+<body>
+  <div class="container">
+    <div class="logo">${solidLogo}</div>
+    <h1>Account deleted</h1>
+    <p>Your account record has been removed from this server. Future sign-ins
+       with this username will fail.</p>
+    <p style="font-size: 13px; color: #64748b; margin-top: 8px;">
+      Note: any access tokens already issued may remain usable until they
+      expire — the server does not currently revoke them on account deletion.
+    </p>
+    ${purgeFailed ? `
+    <div class="error" style="margin-top: 16px;">
+      Your account was deleted, but the pod-data purge did not complete on
+      this server. Some files may still exist. Contact the operator to
+      finish the cleanup if needed.
+    </div>
+    ` : ''}
+    <a href="/idp" class="btn btn-primary" style="text-decoration: none; margin-top: 16px;">Return to sign-in</a>
+  </div>
+</body>
+</html>
+    `;
+  }
+
+  return `
+<!DOCTYPE html>
+<html lang="en">
+<head>
+  <meta charset="UTF-8">
+  <meta name="viewport" content="width=device-width, initial-scale=1.0">
+  <title>Delete account - Solid IdP</title>
+  <style>${styles}
+  .danger {
+    background: #fef2f2;
+    border: 1px solid #fecaca;
+    color: #991b1b;
+    padding: 14px 16px;
+    border-radius: 8px;
+    margin: 16px 0 24px;
+    font-size: 13px;
+    line-height: 1.55;
+  }
+  .danger strong { color: #7f1d1d; }
+  .btn-danger {
+    background: #dc2626;
+    color: #fff;
+  }
+  .btn-danger:hover { background: #b91c1c; }
+  .checkbox-row {
+    display: flex;
+    align-items: flex-start;
+    gap: 10px;
+    margin: 16px 0 8px;
+    padding: 10px 12px;
+    background: #f8fafc;
+    border: 1px solid #e2e8f0;
+    border-radius: 6px;
+  }
+  .checkbox-row input[type="checkbox"] { margin-top: 3px; flex-shrink: 0; }
+  .checkbox-row label {
+    margin: 0;
+    font-size: 13px;
+    line-height: 1.5;
+    color: #334155;
+    cursor: pointer;
+  }
+  .checkbox-row label strong { color: #0f172a; }
+  </style>
+</head>
+<body>
+  <div class="container">
+    <div class="logo">${solidLogo}</div>
+    <h1>Delete your account</h1>
+
+    <div class="danger">
+      <strong>This is permanent.</strong> Your account record and credentials will be
+      removed; future sign-ins with this username will fail. By default, your pod
+      data (every file you've stored, including your WebID profile document) is
+      also wiped — check the box below if you want to keep it. Federated references
+      (ActivityPub follows, Nostr relays, type indexes) cannot be retracted from
+      this server.
+      <br><br>
+      <span style="font-size: 12px; color: #7f1d1d;">
+        Note: access tokens already issued may remain usable until they
+        expire — the server does not currently revoke them on deletion.
+      </span>
+    </div>
+
+    ${error ? `<div class="error">${escapeHtml(error)}</div>` : ''}
+
+    <form method="POST" action="/idp/account/delete">
+      <label for="username">Username</label>
+      <input type="text" id="username" name="username" required autofocus
+             value="${escapeHtml(username || '')}"
+             placeholder="alice">
+
+      <label for="currentPassword">Current password</label>
+      <input type="password" id="currentPassword" name="currentPassword" required
+             placeholder="Re-enter your password">
+
+      <label for="confirmUsername">Type your username again to confirm</label>
+      <input type="text" id="confirmUsername" name="confirmUsername" required
+             placeholder="Must match the username above">
+
+      <div class="checkbox-row">
+        <input type="checkbox" id="keepData" name="keepData" value="on">
+        <label for="keepData">
+          <strong>Keep my pod data on this server.</strong> Check only if you want
+          to delete just your account record and leave your files in place. Default
+          (unchecked) wipes the pod folder along with the account.
+        </label>
+      </div>
+
+      <button type="submit" class="btn btn-danger" style="width: 100%; margin-top: 16px;">
+        Delete my account permanently
+      </button>
+    </form>
+
+    <p style="text-align: center; margin-top: 16px; font-size: 13px;">
+      <a href="/idp">Cancel and go back</a>
+    </p>
+  </div>
+</body>
+</html>
+  `;
+}
+
 /**
  * Error page HTML
  */
diff --git a/test/idp-delete-account.test.js b/test/idp-delete-account.test.js
index f8652bd0..da8cb985 100644
--- a/test/idp-delete-account.test.js
+++ b/test/idp-delete-account.test.js
@@ -269,6 +269,307 @@ describe('DELETE /idp/account — self-delete', () => {
   });
 });
 
+describe('GET/POST /idp/account/delete — HTML form (#392)', () => {
+  let server;
+  let baseUrl;
+  let originalDataRoot;
+  const DATA_DIR = './test-data-delete-form';
+
+  before(async () => {
+    originalDataRoot = process.env.DATA_ROOT;
+    await fs.remove(DATA_DIR);
+    await fs.ensureDir(DATA_DIR);
+    const port = await getAvailablePort();
+    baseUrl = `http://${TEST_HOST}:${port}`;
+    server = createServer({
+      logger: false,
+      root: DATA_DIR,
+      idp: true,
+      idpIssuer: baseUrl,
+      forceCloseConnections: true,
+    });
+    await server.listen({ port, host: TEST_HOST });
+  });
+
+  after(async () => {
+    await server.close();
+    await fs.remove(DATA_DIR);
+    if (originalDataRoot === undefined) delete process.env.DATA_ROOT;
+    else process.env.DATA_ROOT = originalDataRoot;
+  });
+
+  it('GET renders the form HTML', async () => {
+    const res = await fetch(`${baseUrl}/idp/account/delete`);
+    assert.strictEqual(res.status, 200);
+    const ct = res.headers.get('content-type') || '';
+    assert.match(ct, /text\/html/);
+    const html = await res.text();
+    assert.match(html, /<form\s[^>]*action="\/idp\/account\/delete"/);
+    assert.match(html, /name="username"/);
+    assert.match(html, /name="currentPassword"/);
+    assert.match(html, /name="confirmUsername"/);
+    // Form's checkbox is `keepData` (inverse of the JSON endpoint's
+    // purgeData) so the form's default is purge-on for the leaving-user UX.
+    assert.match(html, /name="keepData"/);
+    assert.match(html, /Delete my account permanently/);
+  });
+
+  it('GET sets anti-clickjacking + no-store headers', async () => {
+    // Destructive-action page (form for account deletion) — must not
+    // be cacheable or embeddable in an iframe.
+    const res = await fetch(`${baseUrl}/idp/account/delete`);
+    assert.strictEqual(res.status, 200);
+    assert.match(res.headers.get('cache-control') || '', /no-store/i);
+    assert.strictEqual(res.headers.get('x-frame-options'), 'DENY');
+    assert.match(res.headers.get('content-security-policy') || '', /frame-ancestors 'none'/);
+  });
+
+  it('POST sets the same security headers on success and error responses', async () => {
+    // Error response: missing fields
+    const errRes = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: new URLSearchParams({ username: 'x' }),
+    });
+    assert.match(errRes.headers.get('cache-control') || '', /no-store/i);
+    assert.strictEqual(errRes.headers.get('x-frame-options'), 'DENY');
+    assert.match(errRes.headers.get('content-security-policy') || '', /frame-ancestors 'none'/);
+
+    // Success response: full delete flow
+    const id = `lyle${Date.now()}`;
+    await createPod(baseUrl, id, `${id}@example.com`, 'password123');
+    const okRes = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: new URLSearchParams({
+        username: id,
+        currentPassword: 'password123',
+        confirmUsername: id,
+      }),
+    });
+    assert.strictEqual(okRes.status, 200);
+    assert.match(okRes.headers.get('cache-control') || '', /no-store/i);
+    assert.strictEqual(okRes.headers.get('x-frame-options'), 'DENY');
+    assert.match(okRes.headers.get('content-security-policy') || '', /frame-ancestors 'none'/);
+  });
+
+  it('POST happy path: deletes account AND wipes pod data by default; login fails after', async () => {
+    // Form's default is purge-on (the user is leaving — wipe everything).
+    // The JSON DELETE endpoint keeps purge-off as default (matches CLI for
+    // programmatic / operator use); the form diverges deliberately for the
+    // leaving-user UX.
+    const id = `harry${Date.now()}`;
+    await createPod(baseUrl, id, `${id}@example.com`, 'password123');
+    const podPath = path.join(DATA_DIR, id);
+    assert.strictEqual(await fs.pathExists(podPath), true,
+      'pod tree should exist before deletion');
+
+    const formBody = new URLSearchParams({
+      username: id,
+      currentPassword: 'password123',
+      confirmUsername: id,
+      // No keepData — defaults to purge-on
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 200);
+    const html = await res.text();
+    assert.match(html, /Account deleted/);
+
+    // Login now fails
+    const reLogin = await fetch(`${baseUrl}/idp/credentials`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ email: `${id}@example.com`, password: 'password123' }),
+    });
+    assert.strictEqual(reLogin.status, 401);
+
+    // Pod data also wiped (default behavior on the form)
+    assert.strictEqual(await fs.pathExists(podPath), false,
+      'pod data should be wiped by default on the form path');
+  });
+
+  it('POST with keepData=on opts out of the purge, account still deleted', async () => {
+    const id = `iris${Date.now()}`;
+    await createPod(baseUrl, id, `${id}@example.com`, 'password123');
+    const podPath = path.join(DATA_DIR, id);
+    assert.strictEqual(await fs.pathExists(podPath), true);
+
+    const formBody = new URLSearchParams({
+      username: id,
+      currentPassword: 'password123',
+      confirmUsername: id,
+      keepData: 'on',
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 200);
+
+    // Account gone
+    const reLogin = await fetch(`${baseUrl}/idp/credentials`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ email: `${id}@example.com`, password: 'password123' }),
+    });
+    assert.strictEqual(reLogin.status, 401);
+
+    // Pod data preserved (the user opted to keep it)
+    assert.strictEqual(await fs.pathExists(podPath), true,
+      'keepData=on should preserve pod data even though account is deleted');
+  });
+
+  it('POST with mismatched confirmUsername renders form with error, account untouched', async () => {
+    const id = `jack${Date.now()}`;
+    await createPod(baseUrl, id, `${id}@example.com`, 'password123');
+
+    const formBody = new URLSearchParams({
+      username: id,
+      currentPassword: 'password123',
+      confirmUsername: 'totally-different',
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 200);
+    const html = await res.text();
+    assert.match(html, /Confirmation does not match/);
+    // Username pre-filled in the form for retry
+    assert.match(html, new RegExp(`value="${id}"`));
+
+    // Account intact
+    const login = await fetch(`${baseUrl}/idp/credentials`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ email: `${id}@example.com`, password: 'password123' }),
+    });
+    assert.strictEqual(login.status, 200);
+  });
+
+  it('POST with wrong password renders form with error, account untouched', async () => {
+    const id = `kelly${Date.now()}`;
+    await createPod(baseUrl, id, `${id}@example.com`, 'password123');
+
+    const formBody = new URLSearchParams({
+      username: id,
+      currentPassword: 'wrong',
+      confirmUsername: id,
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 200);
+    const html = await res.text();
+    assert.match(html, /incorrect/i);
+
+    // Account intact
+    const login = await fetch(`${baseUrl}/idp/credentials`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ email: `${id}@example.com`, password: 'password123' }),
+    });
+    assert.strictEqual(login.status, 200);
+  });
+
+  it('POST with missing fields renders form with error', async () => {
+    const formBody = new URLSearchParams({
+      username: 'someone',
+      // currentPassword and confirmUsername omitted
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 200);
+    const html = await res.text();
+    assert.match(html, /required/i);
+  });
+});
+
+describe('GET/POST /idp/account/delete — single-user mode renders disabled message', () => {
+  let server;
+  let baseUrl;
+  let originalDataRoot;
+  let originalPassword;
+  const DATA_DIR = './test-data-delete-form-single';
+
+  before(async () => {
+    originalDataRoot = process.env.DATA_ROOT;
+    originalPassword = process.env.JSS_SINGLE_USER_PASSWORD;
+    process.env.JSS_SINGLE_USER_PASSWORD = 'singletest';
+    await fs.remove(DATA_DIR);
+    await fs.ensureDir(DATA_DIR);
+    const port = await getAvailablePort();
+    baseUrl = `http://${TEST_HOST}:${port}`;
+    server = createServer({
+      logger: false,
+      root: DATA_DIR,
+      idp: true,
+      idpIssuer: baseUrl,
+      singleUser: true,
+      singleUserName: 'me',
+      singleUserPassword: 'singletest',
+      forceCloseConnections: true,
+    });
+    await server.listen({ port, host: TEST_HOST });
+  });
+
+  after(async () => {
+    await server.close();
+    await fs.remove(DATA_DIR);
+    if (originalDataRoot === undefined) delete process.env.DATA_ROOT;
+    else process.env.DATA_ROOT = originalDataRoot;
+    if (originalPassword === undefined) delete process.env.JSS_SINGLE_USER_PASSWORD;
+    else process.env.JSS_SINGLE_USER_PASSWORD = originalPassword;
+  });
+
+  it('GET returns 403 with the disabled-message HTML', async () => {
+    // 403 keeps single-user disabled routes consistent: /idp/register,
+    // the JSON DELETE /idp/account, and this GET all 403 in single-user.
+    const res = await fetch(`${baseUrl}/idp/account/delete`);
+    assert.strictEqual(res.status, 403);
+    const html = await res.text();
+    assert.match(html, /single-user mode/i);
+    assert.match(html, /jss account delete/);
+    // No form
+    assert.doesNotMatch(html, /<form\s[^>]*action="\/idp\/account\/delete"/);
+  });
+
+  it('POST returns 403 with disabled-message HTML — does not delete', async () => {
+    const formBody = new URLSearchParams({
+      username: 'me',
+      currentPassword: 'singletest',
+      confirmUsername: 'me',
+    });
+    const res = await fetch(`${baseUrl}/idp/account/delete`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
+      body: formBody,
+    });
+    assert.strictEqual(res.status, 403);
+    const html = await res.text();
+    assert.match(html, /single-user mode/i);
+
+    // Account still works
+    const login = await fetch(`${baseUrl}/idp/credentials`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ email: 'me', password: 'singletest' }),
+    });
+    assert.strictEqual(login.status, 200);
+  });
+});
+
 describe('DELETE /idp/account — single-user mode', () => {
   let server;
   let baseUrl;