diff --git a/.gitignore b/.gitignore
index 28f4849..d862512 100644
--- a/.gitignore
+++ b/.gitignore
@@ -33,3 +33,10 @@ build/
 
 # unless supporting rvm < 1.11.0 or doing something fancy, ignore this:
 .rvmrc
+
+# Omit Credentials.yml
+credentials.yml
+
+## PHPStorm IDE files
+/.idea/
+
diff --git a/PaymentTransactions/authorize-credit-card.rb b/PaymentTransactions/authorize-credit-card.rb
new file mode 100644
index 0000000..e0ca4ff
--- /dev/null
+++ b/PaymentTransactions/authorize-credit-card.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  #request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthOnlyTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully tested AuthOnly Transaction (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/capture-only.rb b/PaymentTransactions/capture-only.rb
new file mode 100644
index 0000000..5c5ec87
--- /dev/null
+++ b/PaymentTransactions/capture-only.rb
@@ -0,0 +1,33 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 5.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('6011000000000012','1220','123') 
+  request.transactionRequest.authCode = "ROHNFQ"
+  request.transactionRequest.order = OrderType.new
+  request.transactionRequest.order.invoiceNumber = "INV-12345"
+  request.transactionRequest.order.description = "Product Description"
+  request.transactionRequest.transactionType = TransactionTypeEnum::CaptureOnlyTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully created a CaptureOnly transaction (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/capture-previously-authed-amount.rb b/PaymentTransactions/capture-previously-authed-amount.rb
new file mode 100644
index 0000000..02999d6
--- /dev/null
+++ b/PaymentTransactions/capture-previously-authed-amount.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully made a purchase (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/charge-customer-profile.rb b/PaymentTransactions/charge-customer-profile.rb
new file mode 100644
index 0000000..e69de29
diff --git a/PaymentTransactions/charge-tokenized-credit-card.rb b/PaymentTransactions/charge-tokenized-credit-card.rb
new file mode 100644
index 0000000..02999d6
--- /dev/null
+++ b/PaymentTransactions/charge-tokenized-credit-card.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully made a purchase (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/credit-bank-account.rb b/PaymentTransactions/credit-bank-account.rb
new file mode 100644
index 0000000..02999d6
--- /dev/null
+++ b/PaymentTransactions/credit-bank-account.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully made a purchase (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/debit-bank-account.rb b/PaymentTransactions/debit-bank-account.rb
new file mode 100644
index 0000000..02999d6
--- /dev/null
+++ b/PaymentTransactions/debit-bank-account.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully made a purchase (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/PaymentTransactions/void-transaction.rb b/PaymentTransactions/void-transaction.rb
new file mode 100644
index 0000000..02999d6
--- /dev/null
+++ b/PaymentTransactions/void-transaction.rb
@@ -0,0 +1,29 @@
+require 'rubygems'
+  require 'yaml'
+  require 'authorizenet'
+
+  include AuthorizeNet::API
+
+  config = YAML.load_file(File.dirname(__FILE__) + "/../credentials.yml")
+
+  transaction = Transaction.new(config['api_login_id'], config['api_transaction_key'], :gateway => :sandbox)
+
+  request = CreateTransactionRequest.new
+
+  request.transactionRequest = TransactionRequestType.new()
+  request.transactionRequest.amount = 16.00
+  request.transactionRequest.payment = PaymentType.new
+  request.transactionRequest.payment.creditCard = CreditCardType.new('4242424242424242','0220','123') 
+  request.transactionRequest.transactionType = TransactionTypeEnum::AuthCaptureTransaction
+  
+  response = transaction.create_transaction(request)
+
+  if response.messages.resultCode == MessageTypeEnum::Ok
+    puts "Successfully made a purchase (authorization code: #{response.transactionResponse.authCode})"
+
+  else
+    puts response.messages.messages[0].text
+    puts response.transactionResponse.errors.errors[0].errorCode
+    puts response.transactionResponse.errors.errors[0].errorText
+    raise "Failed to make purchase."
+  end
\ No newline at end of file
diff --git a/README.md b/README.md
index fe38f6a..4921a01 100644
--- a/README.md
+++ b/README.md
@@ -1,2 +1,5 @@
 # sample-code-ruby
 This repository contains working code samples which demonstrate ruby integration with the Authorize.Net API
+
+06-09-2015. Greg White. Created additional samples for PaymentTransactions
+06-11-2015  Greg White. Updated capture-only.rb. Tested with new model              
\ No newline at end of file
diff --git a/credentials.yml b/credentials.yml
index 91336d2..53c4256 100644
--- a/credentials.yml
+++ b/credentials.yml
@@ -1,5 +1,5 @@
 #obtain an API login_id and transaction_id according to instructions at https://developer.authorize.net/faqs/#gettranskey
-api_login_id: YOUR_API_LOGIN_ID
-api_transaction_key: YOUR_API_TRANSACTION_KEY
+api_login_id: 556KThWQ6vf2
+api_transaction_key: 9ac2932kQ7kN2Wzq
 #obtained md5 hash value by first setting the hash value in https://sandbox.authorize.net/ under the Account tab->MD5 Hash
 md5_value: MD5_TEST
\ No newline at end of file